Licensed insurance companies in Kenya (2026)

IRA’s official list of general insurers as of 30 March 2026. A car on Uber or Bolt needs motor commercial cover — 31 insurers are licensed for it.

Under statutory management — not taking new business

Trident Insurance, KUSCCO Mutual Assurance, Corporate Insurance. Placed under the Policyholders Compensation Fund in March 2026. If your policy is with one of them, speak to a broker about moving it.

General insurer	Motor private	Motor commercial (PSV)
AAR Insurance	—	—
Africa Merchant Assurance	✓	✓
APA Insurance	✓	✓
Britam General Insurance	✓	✓
Bupa Global Insurance	—	—
Cannon General Insurance	✓	✓
CIC General Insurance	✓	✓
Definite Assurance	✓	✓
Directline Assurance	✓	✓
Equity General Insurance	✓	✓
Equity Health Insurance	—	—
Fidelity Shield Insurance	✓	✓
First Assurance	✓	✓
GA Insurance	✓	✓
Geminia Insurance	✓	✓
ICEA LION General Insurance	✓	✓
Intra Africa Assurance	✓	✓
Jubilee Health Insurance	—	—
Kenindia Assurancealso life	✓	✓
Kenya Orient Insurance	✓	✓
Madison General Insurance Kenya	✓	✓
Mayfair Insurance	✓	✓
MUA Insurance	✓	✓
NCBA Insurance	✓	✓
Occidental Insurance	✓	✓
Old Mutual General Insurance Kenya	✓	✓
Pacis Insurance	✓	✓
Pioneer General Insurance	✓	✓
Sanlam Allianz General Insurance	✓	✓
Star Discover Insurance	✓	✓
Takaful Insurance of Africa	✓	✓
Tausi Assurance	✓	✓
The Heritage Insurance	✓	✓
The Kenyan Alliance Insurancealso life	✓	✓
The Monarch Insurancealso life	✓	✓

Licensed means allowed to write the class, not that the insurer quotes for ride-hailing cars. Ask the insurer or a licensed broker.

Long-term (life) insurers

ABSA Life Assurance Kenya · APA Life Assurance · Britam Life Assurance · CIC Life Assurance · Cannon Life Assurance · Capex Life Assurance · Equity Life Assurance · GA Life Assurance · Geminia Life Insurance · ICEA LION Life Assurance · Jubilee Life Insurance · Kenindia Assurance · Kenya Orient Life Assurance · Liberty Life Assurance Kenya · Madison Life Assurance Kenya · Old Mutual Life Assurance Kenya · Pioneer Assurance · Prudential Life Assurance Kenya · Sanlam Allianz Life Insurance · Star Discover Life Insurance · The Kenyan Alliance Insurance · The Monarch Insurance

Questions people ask

How many insurance companies are licensed in Kenya in 2026?

IRA’s notice of 30 March 2026 lists 35 general insurers and 22 long-term (life) insurers, three of which hold both licences, plus reinsurers and micro-insurers. 31 of the general insurers are licensed for motor commercial business.

Which insurance companies can insure an Uber or Bolt car?

A car carrying paying passengers needs commercial (PSV) cover, IRA class 08 — motor commercial. 31 general insurers hold that class in 2026; whether each one writes ride-hailing cars, and at what price, is for the insurer or a broker to confirm.

Which insurers are under statutory management?

Trident Insurance, KUSCCO Mutual Assurance, Corporate Insurance — placed under statutory management in March 2026 and barred from writing new business. None of them is on the 2026 licensed list.

What PSV cover costs: the PSV insurance calculator and the PSV insurance guide.

Source: Insurance Regulatory Authority, Licensed Entities 2026 — notice under section 184 of the Insurance Act, dated 30 March 2026 (archived copy). Statutory management: IRA notice of March 2026, reported by The Standard and Business Daily.